The cottages empty after Labor Day, the color lands over the water by mid-October, and the panfish keep biting into the cold.
Everyone books the water for July. July is the loudest month these lakes get and the least worth the drive — pontoons, personal watercraft, a rope swing with a line waiting for it. Come in October instead.
By the second week of September the cottages start going quiet, and you can hear it happen. The engines stop. The docks come out of Crooked Lake section by section, and the man two lots down who ran a generator all August finally wrestles the thing into a truck bed and leaves. What is left is the sound of a lake doing nothing — which is the sound most people paid for in July and never got.
Lake sits in the southeast corner of Clare County, about five miles west of Farwell on US-10, wedged between two lakes nobody bothered to rename. Crooked on the west, the bigger one. Perch on the east, the small one. That is most of the hydrology and most of the reason to show up. Everything else about the town sits on the Lake page.
What October delivers here is a slow drain. Labor Day pulls the families out. The middle of the month pulls the leaves — red maple, oak, and the tamaracks in the low ground going the rust-gold they save for the end of things — and inland here the color turns about a week ahead of the big-lake shoreline, so it lands over the water by mid-October and does not wait on your schedule. Then it is you, the wind working the surface, and the smell of somebody a mile off burning a brush pile he should have burned in April.
The water goes cold faster than the air does, which is the part nobody warns you about. Into the fifties by mid-month, most years. Cold enough that the surface steams at first light and the mist sits on Perch Lake until the sun clears the treeline and burns it off — half an hour of that, most mornings, and then it is gone and you feel like you made it up.
Fish into the cold. The crappie and the bluegill on these lakes do not quit when the thermometer does, and once the weed beds die back they school up tighter and turn easier to find. Eight Point Lake, west of here toward Barryton, is 387 acres of mostly shallow water — sand on the shoals, peat in the deep holes, twenty-five feet at the bottom of it, a DNR launch on the south end and a walleye-stocking program the lake association has kept running for years. You will not need much boat. A jacket, a thermos, and the patience to sit in a metal seat while your hands go stiff.
Walk the color, do not drive it. The tourist move is the auto tour — three hours of brake lights behind a Buick. Skip it. The two-tracks off the county roads run through state land nobody is standing on in October, and out there the leaves come down on you instead of past a windshield. Smell carries more than sight this month anyway. Wet oak leaf, cold sand, woodsmoke. Nobody photographs a smell, which is why it outlasts the pictures.
Take a dock out, if that is your temperament. Half the point of a lake house in the shoulder season is the work around it, and if the place you rent still has its dock in the water, pulling it is the closest thing this town keeps to a festival. There is no festival. No pumpkin event, no cider tent with a banner strung over US-10 — Farwell and Clare make that kind of noise if you need it. Lake has a gas station, a township hall on Mannsiding Road, and the two lakes. That is the inventory. It holds.
one of our Michigan cottage rentals, Windover Lake Retreat, sits on the water for this exact stretch of the calendar — a woodstove that starts earning its keep by the first cold week of October, and coffee that is the only argument for being upright before nine. Our guide to staying in Lake handles the warm-weather version, if you want it. You do not.
Bring boots. Bring a coat you can fish in, and a second one for when the first gets wet. Bring the tolerance for being bored, which is the real thing this place tests.
Some mornings the mist never lifts, and you sit in a metal seat with cold hands and wait the crappie out. You made the drive. Sit.